Banking that believes in you
now open in Ellsworth.

Visit us at 181 State Street!

Just like you, we’re proud to call Maine home—and we’ve been doing so since 1868. Our journey with the Downeast community began in 2016, and since then, we’ve had the privilege of supporting local businesses and helping our neighbors thrive.

Now, we’re excited to take the next step: opening a full-service branch right here in Ellsworth. This expansion reflects our commitment to serving you better—right where you are, with the personal, community-focused banking experience you deserve.

We believe in where you’re going. Let us help you get there.

Visit Franklin Savings Bank’s new branch at 181 State Street. You’ll discover new resources to help you achieve your financial goals with products and services for you, your family, or your business:

  • Deposit Accounts – Checking and savings options tailored to your needs.
  • Business Banking – Full offerings of local financing, cash management, online banking, merchant services.
  • Mortgages – Our local banking team is part of the community, and they make fast decisions with the goal of helping their neighbors succeed.

Our community commitment runs deep.

We are proud to support our community through initiatives including:

  • Make-A-Wish Foundation
  • Beth C Wright Cancer Foundation
  • Loaves & Fishes Ellsworth Food Pantry
  • Noontime Rotary Club of Ellsworth
  • Downeast Family YMCA
  • Friends in Action
  • Ellsworth Little League
  • Acadia Fire Football Club
  • Hopeful Project
  • Ellsworth Area Chamber of Commerce
  • Heart of Ellsworth

*APY = Annual Percentage Yield. Promotional Annual Percentage Yield is accurate as of 6/2/2025. After the promotional 5 month term ends, the Certificate of Deposit account will roll into a 6 month Certificate of Deposit and will be subject to the Interest rate as of that date. Early withdrawal penalties apply. Stated minimum opening deposit is required to obtain APY. Rates and annual percentage yield (APY) are subject to change at any time. Offer may be withdrawn or modified without prior notice.

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