Ellsworth Branch: Promoting Leadership and Welcoming New Talent


Ellsworth, ME — Franklin Savings Bank is thrilled to announce exciting developments at its Ellsworth location with the launch of a brand-new full-service retail branch and the promotion of key leadership to support the bank’s growing presence in Hancock County.
John Morse has been promoted to Branch Manager of the newly expanded Ellsworth branch. John joined Franklin Savings Bank in 2023 and has been instrumental in establishing and growing the bank’s retail presence in the Ellsworth market. His entrepreneurial background and military service have shaped him into an exceptional leader and a dedicated teammate. As Branch Manager, John looks forward to continuing to build strong community relationships and supporting customers with a full suite of banking services. He lives in Ellsworth with his wife and their four children.
“I’m honored to take on the role of Branch Manager at our Ellsworth location,” said John Morse. “This community means a lot to me and my family, and I’m excited to lead a team that’s committed to providing personalized, trustworthy banking services as we continue to grow and serve our neighbors.”
Also, joining the team is Crystal Richards, Vice President, Commercial Loan Officer. A banking professional since 1996, Crystal has built an impressive career centered around commercial lending, branch leadership and business development. Known for her deep knowledge and commitment to customer success, Crystal is also a passionate community leader. She serves on the Ellsworth Chamber Board of Directors, volunteers with the Rotary Club of Ellsworth, and participates in Junior Achievement. Crystal resides in Bangor with her husband and is a proud mother of two.
“I’m thrilled to join the Franklin Savings Bank team and continue supporting the Ellsworth business community,” said Crystal Richards. “Building strong, lasting relationships with my customers is what I’m most passionate about, and I’m excited to bring that dedication to a bank that truly values its employees, customers, and communities.”
“Our investment in the Ellsworth community is stronger than ever,” said Tim Thompson, President and CEO of Franklin Savings Bank. “With John’s leadership and Crystal’s expertise, alongside the rest of the valuable team, we are confident our Ellsworth branch will become a cornerstone of banking in the area, offering personalized service and deep community engagement.”
Franklin Savings Bank invites customers and community members to visit the Ellsworth branch and experience the personalized, community-focused banking that has been a hallmark of the bank since its founding.
Founded in 1868, Franklin Savings Bank is a community-focused financial institution that serves Maine’s western, central, and Downeast regions from eight locations. With a reputation for strong customer service and deep community involvement, the Bank offers a wide range of products and services.