Money Market Accounts
Ellsworth staff

Construction Loans

Buy a House

Buy a House

Buy the house of your dreams or build it with a construction loan.

start a business

Start a business

Find out why local lenders matter to your business

Deposit Accounts

Manage your money

Get it done with free Hometown Checking, savings or money market accounts.


Mobile Bankling

Register for Franklin eBranch

Keep up to speed on all your accounts at Franklin eBranch online or on your mobile device or tablet.

Service Alert:

Please be aware: We will be performing routine maintenance to the following systems at the times noted. During these times, these systems may be unavailable.

  • Franklin eBranch On the Go! mobile application, as well as Business Online Banking, on September 15th between 1 and 8 a.m. During this time, remote deposit capture and mobile deposit may be unavailable.

Our statements have changed!

During the transition, you may see multiple statement variations presented on Franklin eBranch..

  • To access statements printed before June 30, you should choose:
    • Checking Statements
    • Savings Statements; or
    • Loan Statement
  • For statements printed on or after June 30, please choose:
    • Checking Account Statements
    • Savings Account Statements; or
    • Loan Billing Statements.

Once the transition is complete, only one version, the correct version, will be presented. We are sorry for any confusion this may cause.


commercial fishing boat loans

Our new 7-month CD special could give your savings
that extra boost to Expand Your Savings!

Learn More

Commercial lendiers

Business Banking

We know your business is unique. We th banking should be too.

Learn More

What's New

2016 Franklin Scholars

FSB Teaching Branch at MBHS - Interested in learning more about our program? Take a look at our brochure.

Franklin eBranch On The Go! just got even better!
We've upgraded our mobile app so you can view your balance instantly, without logging in.
Learn More

EMV or "Chip" cards are here.
As we replace our debit cards, they will be replaced with the new EMV or "Chip" card, which adds additional security.
Learn More


The 2019 Franklin Scholarships have been awarded.

Learn More



Home Mortgages

View a selection of our mortgage rates. Please call us if you don't see what you you're looking for. We'd love to give you the details for the loan that would best fit your needs!

View Mortgage Rates