Franklin Savings Bank is investing in youth. We offer two different scholarships, one for students going into a profession in the trades, and one for those going into a business field. For more information, click here or contact your student's guidance offie.

Buy a House

Buy a House

Buy the house of your dreams or build it with a construction loan.

start a business

Start a business

Find out why local lenders matter to your business

Deposit Accounts

Manage your money

Get it done with free Hometown Checking, savings or money market accounts.


Mobile Bankling

Register for Franklin eBranch

Keep up to speed on all your accounts at Franklin eBranch online or on your mobile device or tablet.


service alert iconPlease be aware: On Sunday April 25th from 12 am to 6am we will be conducting routine maintenance to our online banking services. During this time, Zelle may be unavailable. We apologize for any inconvenience this may cause.

On Sunday May 23rd from 4am to 6am will be conducting routine maintenance on our bill pay services. During this time, Franklin Bill Pay may be unavailable. We apologize for any inconvenience this may cause.


COVID-19 Updates:

Update as of 4/9/2021

Out of an abundance of caution, our Skowhegan Branch will be closed April 9th and our Farmington Branch will be closed April 10th. Both branches will resume usual drive-thru and by-appointment service Monday, April 12th.
We appreciate your cooperation and understanding.

As always, online, mobile and telebanking services are available. All other branches will remain open for drive-thru and by appointment transactions. Please do not hesitate to call (800) 287-0752 should you have any additional questions or concerns.

For information on all other branches, updated hours can be found here All Franklin Savings Bank branches will remain open to provide ATM and/or drive-up teller capabilities as well as in-person meetings by appointment only.

To make an appointment, please call the branch directly. All branch contact information can be found here
Online and mobile banking operations, as well as
Zelle ®, will continue as usual.

For enrollment or assistance, click here for all the information
To use our 24 hour TeleBanker feature, please call
(800) 930-1203 or visit



Steps we are taking:

o Our branches, teller stations, offices, and ATMs are cleaned and disinfected regularly.
o We are communicating regularly with our employees to keep them informed and ensure their safety and that of our customers.
o We have instructed all employees who are not feeling well to stay home.
o We have encouraged “social distancing” techniques for our employees and have postponed all company travel.

The Centers for Disease Control and Prevention has provided the following guidance:

o Wash your hands often with soap and water for at least 20 seconds. If soap and water are not available, use an alcohol-based hand sanitizer.
o Avoid touching your eyes, nose, and mouth with unwashed hands.
o Avoid close contact with people who are sick.
o Stay home when you are not feeling well.
o Cover your mouth and nose with a tissue when you cough or sneeze, then throw the tissue in the trash and wash your hands.

For more information on COVID-19 visit the CDC’s Coronavirus Disease 2019 (COVID-19) website.


Can’t make it into the branch? No problem, you have options.

o Use Online Banking and our Mobile app. For added convenience, we encourage you to learn more about Franklin Savings Bank’s online and mobile banking features, allowing you to bank from anywhere, at anytime, 7 days a week.
o We recommend downloading our mobile app which you can use to deposit checks, pay bills, transfer money, set and receive alerts, and send and receive money through Zelle®. o You can also access our branch and ATM locator which has up-to-date hours of operation and status information.


Send money with Zelle

Send money P2P with Zelle!

Learn More

Commercial lendiers

Business Banking

We know your business is unique. We think banking should be too.

Learn More

What's New

2016 Franklin Scholars

FSB Teaching Branch at MBHS - Interested in learning more about our program? Take a look at our brochure.

Franklin eBranch On The Go! just got even better!
We've upgraded our mobile app so you send money to friends instantly with Zelle!
Learn More

EMV or "Chip" cards are here.
As we replace our debit cards, they will be replaced with the new EMV or "Chip" card, which adds additional security.
Learn More


The 2020 Franklin Scholarships process has begun.

Learn More



Home Mortgages

View a selection of our mortgage rates. Please call us if you don't see what you you're looking for. We'd love to give you the details for the loan that would best fit your needs!

View Mortgage Rates