Apply for a Personal Account Online

Getting started is now easier than ever. If you’re new here, you can conveniently apply for a checking or savings account, including a Certificate of Deposit, online. For our existing customers, opening a new account is only a few clicks away – log in to your online banking and apply today.

New customers

Existing customers

Explore personal banking options

View our full suite of personal banking products. From easy checking accounts to smart savings, CDs and loans, we’ve got options to fit your evolving needs.

CD and Deposit Rates

View out current competitive deposit rates.

Apply for a loan

Find the right loan for your plans and budget at Franklin Savings. Our mortgages, auto loans, business loans, credit cards, and more offer flexible terms and competitive rates.

A female banker helping a man sign up for an account

Why Franklin Savings?

We’re here to help you meet your money goals and be confident in your financial future. At Franklin Savings, you can count on timely, one-on-one service, accessible banking, and modern solutions that keep you a step ahead.

  • Convenient locations
  • Accessible banking
  • 24/7 digital access
  • Exceptional service

Hear from happy customers

[Chrissy] served with great patience and professionalism in negotiating our construction loan.
– Jan C., Wilton
rating 4.5
Thank you so much for making this process as painless as possible!
– Jenny G., Portland
rating 4.5
You are a great banker, and most importantly, a wonderful person!! Thanks for your support and attention to my loan process
– Sue K., New Sharon
A woman entering her credit card number into her phone

Checking Account Checklist

We’ve put together a list of all you need to do to make the switch to Franklin Savings today!

Open New Checking Account

We’ll order your checks and debit card, both of which will be delivered in about two weeks.

Re-Direct Deposits and Debits

Identify every source for your direct deposits and scheduled automatic payments and fill out a Change Request form for each one. Payroll and Social Security checks are commonly direct deposited. Common types of automatic debits are utility bills, health club dues, insurance premiums and loan payments.

Internet Bill-Pay Service

If you have signed on with an Internet bill paying service, you will want to switch your bills to Franklin Bill Pay, a free service from Franklin Savings Bank. Ask your customer service representative to sign you up.

Check statement before closing

Most of your checks and debit card transactions should have cleared within a couple of weeks. Be sure to check your statement to make sure all have cleared before closing your other account. Enter this information on the Account Closure form and let us know when it’s time to send the form to the other financial institution.

Commonly asked questions

Answers to your questions about your Franklin Savings Bank account. If you don’t see your question, feel free to contact our team.

Can you add a joint owner?

Yes, the account owner can add a joint owner at the time of account opening or after the fact by contacting a branch.

Does Franklin Savings offer person-to-person payment application?

We do! You can learn more about Zelle and how to connect it to your Franklin Savings Checking Account here.

Are any of your locations near me?

We have 8 convenient locations in Maine. Find your nearest branch here.

Do your accounts have fees?

Some accounts do have fees depending on the product, so please contact us to determine which of our products will best meet your needs.

Can you apply to open CDs online?

Yes, you can!

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