Deposit Rates

Account typeMinimum
Opening
Deposit
Interest
Rate
Annual
Percentage
Yield
Certificates of Deposit or IRAs
(IRAs available for same rates and terms as 1-5 year Certificates)
4-Month$5004.89%5.00%
182-Day$5004.27%4.35%
7-Month Boost
(new money only)
$10,0005.03%5.15%
1-Year$5003.69%3.75%
18-Month$5001.98%2.00%
18-Month Variable IRA$1004.17%4.25%
2-Year$5001.00%1.00%
3-Year$5000.75%0.75%
5-Year$5000.75%0.75%
Money Market Accounts
Balance from $.01-$24,999.99$1,0000.15%0.15%
Balance from $25,000.00-$99,999.99$1,0000.25%0.25%
Balance from $100,000.00-$249,999.99$1,0000.85%0.85%
Balance from $250,000.00-$499,999.99$1,0001.00%1.00%
Balance from $500,000.00-$999,999.99$1,0001.51%1.52%
Balance $1,000,000 and higher$1,0002.00%2.02%
Health Savings Accounts
HSA checking$500.10%0.10%
NOW Accounts
$0.01-$499.99$500.00%0.00%
$500 and higher$500.01%0.01%
My Ca$h Sta$h (Youth Accounts)
Statement Savings$50.20%0.20%
1-Year Certificate of Deposit$1003.69%3.75%
Club Accounts
Christmas Club$10.20%0.20%
Statement Savings
Balance from $.01-$49.99$500.01%0.01%
Balance from $50.00-$999.99$500.01%0.01%
Balance from $1,000.00-$49,999.99$500.03%0.03%
Balance $50,000 and higher$500.03%0.03%

Rates are subject to change at any time.

Rates effective as of 2/09/2024

  • HSA, Statement Savings, NOW, Money Market Accounts and the 18-month variable IRA all earn interest at a variable rate. The interest rate and annual percentage yield may change at any time at our discretion.
  • A penalty may be imposed for early withdrawal on CDs and IRAs.
  • IRAs are available with the same rates and terms as our 1-5 year Certificates.
  • Fees could reduce the earnings on the account.
  • Stated minimum opening deposit is required to obtain APY*.

    *APY stands for Annual Percentage Yield.

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