Back to School – Be Smart!
Back-to-school season can be exciting, hectic, and unfortunately, a prime opportunity for scammers. As you prepare to check off supply lists, update wardrobes, and gear up for a new school year, it’s important to be mindful when shopping online.
Watch Out for Online Shopping Scams
Scammers often create fake websites that look like your favorite retailers. These sites may offer deep discounts on popular school supplies or clothing, but once you enter your payment details, the items never arrive – and your personal information may be compromised.
Be cautious of:
- Unfamiliar websites offering prices that seem too good to be true
- Unsolicited emails or texts advertising limited-time back-to-school deals
- Social media ads or pop-ups that redirect you to unverified retailers
Once your information is entered on a fake site, scammers can use it to make unauthorized purchases, steal your identity, or sell it on the dark web.
Warning Signs of a Potential Scam
- The lender advertises that you can get approved regardless of your credit history.
- Fees are not clearly disclosed until after you’ve started the application process.
- You receive a call, message, or email offering a loan that you never applied for.
Phishing Attempts Disguised as Legitimate Sources
Scammers may also pose as government agencies, schools, or retailers, offering you “special prizes” or “free school gear” in exchange for your personal or payment information. These messages often come in the form of emails or texts and may include links to fake websites that look convincing.
A few quick tips to shop smarter this season:
- Stick to trusted retailers and type website addresses directly into your browser
- Be cautious with offers shared on social media or through unfamiliar emails
- Look for spelling errors or unusual formatting in the URL
- Don’t click on unsolicited links or download attachments from unknown senders
Helpful Resources for Safer Shopping