Debit Cards

Debit card

We are updating our debit cards to feature new built-in chip technology. These new EMV cards are more secure and easy to use. The new card will be sent to you as your card expires or needs to be replaced. Contact us if you would like to have one sooner because you are traveling or have other security concerns. Read more about it

I want to ACTIVATE my card:

To activate your card or change your PIN, call 800-757-9848. If you need assistance with this, please call 800-287-0752 during regular business hours.

  • Verified by Visa protection

  • Accepted anywhere that Visa Debit Cards are accepted.

  • Debit card daily limits at the point of sale are $2,500 and, at the ATM $500.

  • Fee-free at hundreds of Maine Community Banks, as part of the Maine Cash Access system.

Your Franklin Savings Bank Visa Debit Card allows you to write an electronic check as easily as making a charge on a credit card, without adding to your credit card debt. Funds come from your checking account, just as if you had written a check. Your Debit Card does double-duty as an ATM card that gives access to your checking and statement savings accounts 24-hours a day at thousands of ATM machines all over the world.*

* ATM access to statement savings accounts is limited in some countries.

Should your card be lost or stolen, you can rest easy knowing that your Franklin Savings Bank Visa Debit Card has limited liability, so long as you notify us as soon as possible.

Verified by Visa Verified by VISA allows you to register your debit card with VISA for more secure online shopping. Once you have registered your card, a password will be required when you shop online with participating merchants. CLICK HERE to register your card.

Problem Solving:

  • Please be aware: In our continued diligence to protect your accounts, transactions made with your debit card will be evaluated for risk, based on certain trends in card fraud. While unlikely, there is a possibility a legitimate transaction you have authorized may be declined. Should this happen with a signature-based transaction, please re-try the transaction using your PIN instead or give us a call.

  • If your issue arises after business hours, you may reach our fraud center directly at (800) 262-2024. If you have been contacted by our fraud center and have been assigned a personal message code, please call (877) 253-8964.

  • Did you receive a call from our Fraud Monitoring Service? To protect your account, we monitor your debit card transactions for potentially fraudulent activity which may include a sudden change in locale (such as when a U.S.-issued card is used unexpectedly overseas), a sudden string of costly purchases, or any pattern associated with new fraud trends around the world. Click here to find out more about this.

  • If you see suspicious activity in your account and/or you have reason to believe your card number has been compromised, call us IMMEDIATELY. If it is after normal business hours, call Visa directly and report your card stolen. Contact us as soon as possible afterward.
  • Go to Maine Cash Access web pageFranklin Savings Bank has teamed up with other community banks to create the Maine Cash Access system,which allows you free use of hundreds of ATMs in Maine. Pick up a map-brochure at any Franklin Savings Bank location. You may also call 1-877-NO-FEE-91 or visit the Maine Cash Access webpage to find out where participating ATMs are located.
  • If you are ever accidentally charged a fee for using a Maine Cash Access ATM, please contact Customer Service as soon as possible so that it may be corrected. Please do not include your account number or PIN in any email messages. Instead, tell us where and when the ATM incident took place and leave your name and a telephone number where you can be reached.