Business Banking LP

Local business bankers
focused on your success.
Business accounts and commercial lending tailored for you.
Maine is a great place to do business. And with eight branches in Western, Central and Downeast Maine, Franklin Savings Bank is a local community bank and a partner you can trust for personal, one-on-one commercial banking services.
We offer checking accounts that fit the size of your business, and customized business loans that help you grow and take advantage of new opportunities.
Business Checking Accounts designed for your needs.
Hometown Business Checking
This account is ideal if your small business has a moderate number of monthly transactions, as your account expenses are based on your activity level.
Benefits include:
- No monthly service charge
- No minimum balance
- 500 complimentary transactions per statement cycle, including deposits, withdrawals, checks, credits, debits, ATM and any electronic or automatic transactions
- Franklin eStatements, which make it fast and easy to view and archive your account statements
- Optional paper statements
Commercial Checking
If your business experiences a higher volume of transactions, this could be the right account for you. And depending on your average daily balance, you may be able to earn credit toward your monthly service charge.
With Commercial Checking you’ll also enjoy:
- Low monthly service charge
- No minimum balance
- Free online transactions at Franklin eBranch
- Franklin eStatements, which make it fast and easy to view and archive your account statements
- Optional paper statements
- For a low fee, you can also enjoy Remote Deposit Capture—with our state-of-the-art technology, you may be able to deposit checks right from your office—it’s quick, safe, and secure
Commercial Lending, tailored for your success.
Our Commercial Lending team is made up of local business people, who are part of your community and understand the business marketplace you operate in.
Our lending decisions are made locally and quickly.
The team at Franklin Savings Bank knows the region, and acts as a partner for you, with tailormade lending options like perfect fit small business lending to drive your success.
Our Commercial Lending includes:
- Commercial real estate
- Equipment lending (including commercial marine lending)
- Working capital lines of credit
- Small Business Administration SBAExpress Lender
- Partnership with the Finance Authority of Maine (FAME)
Beyond checking accounts and lending—full banking support for your business.
Today, there’s more technology than ever to help you run your business more efficiently and securely. Franklin Savings Bank is dedicated to making this technology available and easy to use, so you can spend more time on the business you love.

Our Cash Management and business products and services include:

Business Online Banking
24/7 online and mobile business banking, with the option to assign different levels of account access to multiple users within your organization.

Business Bill Pay
pay your business bills online and save time and money on checks, postage, and post office runs.

ACH and Wire Processing
move money quickly and securely from your desktop or mobile device using our Business Mobiliti service.

Remote Deposit Capture
deposit checks conveniently, right from your office with a check scanner.

Positive Pay
a fraud protection and reporting tool that provides alerts to help detect fraudulent checks or ACH items clearing your account.
After more than 30 years in the community and 10 years of owning my own business, it means a lot to have a bank that feels just as local. With Franklin Savings Bank, I know exactly who I’m talking to when I call or email—it’s always someone who understands my business. From business banking and lending to tools like Zelle for rent payments, FSB makes it easy to keep things running smoothly.”
How Can We Help You with Your Business Banking Needs?
Simply fill out the contact form below, and someone from our team will be in touch within one business day.