Construction Loans
Build your dream home
Our construction loan options offer fixed rates, a single closing upfront, interest-only payments for the first 12 months, and much more. Build your dream with us, your hometown bank.
Why keep your construction loan local?
- Single closing upfront and no additional fees to stay in a 15, 20, or 30-year mortgage
- Fixed and variable rates available up to 30 years
- Interest-only payments for the first 12 months
- Up to 25 draw requests for no additional charge
- No prepayment penalty
- Borrow up to 89% of the “as complete” appraised value with the use of one General Contractor, subject to underwriting requirements
- Disbursements handled at your local branch
How to get started
Our team is here to help guide you through securing your construction loan. It takes just three easy steps.
Step 1
Fill out the form at the bottom of this page and our team will be in touch.
Step 2
We’ll provide you a checklist of all the information you’ll need for your loan approval.
Step 3
Once we have the information needed, we’ll let you know if you’re approved and get you on your way to building your dream.
What your neighbors are saying
“You are a great banker, and most importantly, a wonderful person!! Thanks for your support and attention to my loan process.”
– Sue K., New Sharon
“Thank you so much for making this process as painless as possible!”
– Jenny G., Portland
“[Chrissy] served with great patience and professionalism in negotiating our construction loan.”
– Jan C., Wilton
Meet Our Lenders
Residential Lenders
Lorna Niedner
SVP, Director of Residential and Consumer Lending
Chrissy St. Laurent
VP, Loan Officer, Residential & Consumer Lending
Beth Beaudoin
AVP, Loan Officer | Residential & Consumer Lending
Lindsay Coolidge
Loan Officer | Residential & Consumer Lending
Amy Smith
Loan Officer | Residential & Consumer Lending
Cortany Tinker
Consumer Lender
Leanne Gagne
AVP, Loan Officer | Residential & Consumer Lending
April McLean
Loan Officer | Residential & Consumer Lending
Curtis Smith
Assistant Vice President, Branch Manager | Residential & Consumer Lending
Deann Brooks
Loan Officer | Residential & Consumer Lending
Amanda Lee
AVP, Branch Manager | Residential & Consumer Lending
Darcie Hunt
Loan Officer
Sherri Lewis
Assistant Vice President, Branch Manager | Residential & Consumer Lending
Talk with our team
Fill out the form below, and one of our lending experts will be in touch with you in 1-2 business days.