Home Equity Loan Program:

What you need, when you need it

  • Loan or Line of Credit, whatever works best for you
    • Home Equity Loan: Fixed term, fixed rate with several terms available to suit your needs.
    • Home Equity Line of Credit: Rates variable or fixed for five years, variable thereafter. Payment may be interest only or monthly billing of 1.5% of principal balance.
  • May be tax deductible (contact your tax advisor to be sure.)
  • Competitive interest rates
  • GREEN incentives available for alternative energy improvements.

When it's time to expand the family room or fix up that deck, your needs are fairly simple. At Franklin Savings Bank, we can help you find the money you need for home improvement projects right there in your own home. Put your home's equity to work for you with loans that can be used for college tuition, a new car or an addition to your home. Whatever you want.

Please be aware that Homeowner's Insurance is required.

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Thinking of installing wind, solar, geothermal or pellet energy to your home? Check out our GREEN incentives.