Remote Deposit Capture

Remote Deposit Capture is a simple and secure way for you to deposit checks at your convenience from your office. Your time is important, let us help you save some with our state-of-the-art technology.

With Remote Deposit Capture, you can quickly deposit checks directly into your Franklin Savings Bank account. That gives you more time to focus on your business. We’ll take care of your deposit solutions, safely and securely.

Benefits of Remote Deposit Capture:

  • All information is encrypted.
  • Multifactor Authentication is required to gain access to the system.
  • Automatic duplicate item verification prevents errors.
  • Safeguards in place to minimize multiple and unbalanced file transmissions.
  • Save on time and gasoline costs by making fewer trips to the Bank.
  • Easy to setup and easy to use. We can have you up and running quickly. We’ll even assist in installing the check scanner and the necessary software and provide one-on-one training for you and your staff.

If you are interested in learning more, please email Business Solutions.

Hardware and Software Requirements

In order to use the services, you must obtain and maintain, at your expense, compatible hardware and software as specified by Franklin Savings Bank from time to time. You are solely responsible for electronically transmitting deposit items, accessing the services from Franklin Savings Bank and for maintaining your image capture equipment. Franklin Savings Bank is not responsible for any third party software you may need to use the services. Any such third party software is accepted by you as is and is subject to the terms and conditions of the software agreement you enter into directly with the third party software provider at time of download and installation.

If any of the following requirements are not met for the client PC, stop the installation process. Either establish the PC with the required components or load the remote capture application on a different PC that meets the requirements listed below.

  • Operating System: Windows Vista (all 32-bit versions), Windows 7 Ultimate and Basic (32-bit and 64-bit versions), or Windows 8 or 8.1 (64-bit)
  • RAM (Memory): Minimum Requirement: 512MB RAM (1GB RAM required for Vista)
  • Processor: Intel Pentium 3 or compatible 2.4 GHz or higher processor
  • Primary Hard Drive: 200MB available hard drive space
  • Scanner Connections/Ports: One available USB 2.0 port
  • Screen Resolution: Screen Resolution of 1024 x 768 or higher
  • Software Dependencies: The following software components are necessary for the application to operate correctly and should be loaded or installed prior to the remote capture installation process.
    • Internet Explorer: Internet Explorer 7.0 or higher.
      The system will not function properly in any browser other than Internet Explorer.
      When using Win 8, only use the Internet Explorer icon within the desktop to open the internet. Do not use the Win 8 Internet Explorer App (tile) to install or access Deposit 24/7.
    • .NET Framework: Microsoft .NET Framework 2.0.
      .NET 3.0, 3.5 and 4.5 are supported, but require .NET 2.0 also resident on PC.
    • Adobe (Acrobat) Reader: Adobe Reader 5.0 or higher.
      When using Win 8 or 8.1, download the current version of Adobe Reader. Do not use the Win 8 or 8.1 Adobe Reader App (tile).
      NOTE: Reports are delivered as HTML and Adobe PDF. Some are provided in PDF only (QuickBooks® Reports, Research Reports and Training documents).
      Windows Login Rights: The following Windows rights are required to access the relevant functions for remote capture.
    • Administrator Rights: Users will require local administrator access to the workstation to install the security policy, activate computer, and perform first-time capture.
      NOTE: This test is bypassed if Windows Vista is detected.
    • WinZip Utility: WinZip 9.0 or higher installed. (Option only needed if using the Image Export feature)
      Proxy Settings: Secure connectivity to the FI’s Deposit 24/7 server.