No-Fee Checking

Open a checking account with us today and experience the convenience of banking without the worry of fees.

two female bankers at computer

Experience Franklin Savings Bank’s No-Fee Accounts!

  • No Monthly Maintenance Fees
  • No Transaction Fees
  • Easy enrollment process
  • Special features for account holders ages 55+

Sign Up Today

Fill out the form below so we can help you open your Franklin Savings Bank no-fee checking account today!

Checking Accounts At Franklin

Hometown Checking

Easy checking with no maintenance or transaction fees.

  • No monthly maintenance fees.
  • No transaction fees.
  • Online eStatements.


Prepare for health emergencies with no service charges.

  • Interest-bearing checking account. Currently .10% APY.
  • Free HSA debit card and checks.
  • No monthly service charges.
  • No minimum balance.
  • Rate current as of 01/03/23

Checking Reserve

Build a cash reserve with no interest unless you use it.

  • Annual Percentage Rate 15.00%.
  • Document Preparation & Activation Fee $95.
  • Maximum line limit $3,000.
  • Rate current as of 01/03/23.

Senior Checking

A checking account with no monthly fees for Mainers 55+.

  • No monthly maintenance fees.
  • No transaction fees.
  • Special checks are free.
  • Unlimited check-writing privileges.

What Our Members Are Saying

I have had an account at this bank for at least 27 years. I have always been treated with courtesy and patience no matter how many times I mess up my passwords. I have had experience working in banks and I know how stressful it can be. Thank you all.

-Brenda D.

Great bank, been using them for over 10 years. Employees are great and always in good moods.

– Kris H.

Get started with a Checking Account

Contact us using the form below and one of our representatives will walk you through the quick and easy account opening process.