Checking Accounts
No-Fee Checking
Open a checking account with us today and experience the convenience of banking without the worry of fees.
Experience Franklin Savings Bank’s No-Fee Accounts!
- No Monthly Maintenance Fees
- No Transaction Fees
- Easy enrollment process
- Special features for account holders ages 55+
Sign Up Today
Fill out the form below so we can help you open your Franklin Savings Bank no-fee checking account today!
Checking Accounts At Franklin
Hometown Checking
Easy checking with no maintenance or transaction fees.
- No monthly maintenance fees.
- No transaction fees.
- Online eStatements.
HSA
Prepare for health emergencies with no service charges.
- Interest-bearing checking account. Currently .10% APY.
- Free HSA debit card and checks.
- No monthly service charges.
- No minimum balance.
- Rate current as of 01/03/23
Checking Reserve
Build a cash reserve with no interest unless you use it.
- Annual Percentage Rate 15.00%.
- Document Preparation & Activation Fee $95.
- Maximum line limit $3,000.
- Rate current as of 01/03/23.
Senior Checking
A checking account with no monthly fees for Mainers 55+.
- No monthly maintenance fees.
- No transaction fees.
- Special checks are free.
- Unlimited check-writing privileges.
What Our Members Are Saying
I have had an account at this bank for at least 27 years. I have always been treated with courtesy and patience no matter how many times I mess up my passwords. I have had experience working in banks and I know how stressful it can be. Thank you all.
-Brenda D.
Great bank, been using them for over 10 years. Employees are great and always in good moods.