Health Savings Accounts

Be ready for health expenses with an HSA debit card from Franklin Savings Bank.

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  • Interest bearing checking account. Currently .10% APY
  • Free HSA debit card and checks
  • No monthly service charge
  • No minimum balance
  • Monthly eStatements

Your Franklin Savings Bank Visa HSA card enables you to pay for health expenses with pre-tax dollars you have saved or after-tax money that you plan to deduct from your taxes. It takes just $50 to open an account and that deposit goes toward your current year contribution limit.

Please come in and talk to us for more information on these accounts.

(Please note: This is a new product. You may use this card at our ATMs but use of the Maine Cash Access will not be available until July.)

  • APY means Annual Percentage Yield
  • HSA accounts earn interest at a variable rate. The interest rate and annual percentage yield may change at any time at our discretion.
  • Annual Percentage Yields are current as of posting.
  • Fees could reduce the earnings on the account.
  • Stated minimum opening deposit is required to obtain APY
  • To report a lost card.

Go to Maine Cash Access web page Franklin Savings Bank has teamed up with other community banks to create the Maine Cash Access system,which allows you free use of hundreds of ATMs in Maine. Pick up a map-brochure at any Franklin Savings Bank location. You may also call 1-877-NO-FEE-91 or visit the Maine Cash Access webpage to find out where participating ATMs are located.

  • If you are ever accidentally charged a fee for using a Maine Cash Access ATM, please contact Customer Service as soon as possible so that it may be corrected. Please do not include your account number or PIN in any email messages. Instead, tell us where and when the ATM incident took place and leave your name and a telephone number where you can be reached.