Deposit Interest Rates

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Updated monthly or if rates change

Rates effective as of 8/2/19

 

  • HSA, Statement Savings, NOW, Money Market Accounts and the 18-month variable IRA all earn interest at a variable rate. The interest rate and annual percentage yield may change at any time at our discretion.

  • A penalty may be imposed for early withdrawal on CDs and IRAs.

  • Annual Percentage Yields are current as of posting.

  • CDs are also available as IRAs, with the exception of the 91-day, six-month and nine-month CDs.

  • Fees could reduce the earnings on the account.

  • Stated minimum opening deposit is required to obtain APY

Deposit Rates:

Account type
Minimum
Opening
Deposit
Interest
Rate
Annual
Percentage
Yield
Certificates of Deposit or IRAs  
182-Day
$500
1.34%
1.35%
1-Year
$500
1.64%
1.65%
18-Month
$500
1.64%
1.65%
18-Month Variable IRA
$100
0.15%
0.15%
2-Year
$500
1.49%
1.50%
3-Year
$500
1.44%
1.45%
59-Month
$2,500
0.90%
0.90%
Money Market Accounts
$1,000
Balance from $.01-$499.99
0.05%
0.05%
Balance from $500.00-$999.99
0.05%
0.05%
Balance from $1,000.00-$9,999.99
0.10%
0.10%
Balance from $10,000.00-$49,999.99
0.10%
0.10%
Balance from $50,000.00-$99,999.99
0.15%
0.15%
Balance $100,000 and higher
0.15%
0.15%
Health Savings Accounts
   
HSA checking
$50
0.10%
0.10%
NOW Accounts
$0.01-499.99
$50
0.03%
0.03%
$500 and higher
$50
0.03%
0.03%
Statement Savings
$5
0.15%
0.15%
12-Month Certificate of Deposit
$100
1.64%
1.65%
Club Accounts
Christmas Club
$1
0.15%
0.15%
Statement Savings
$50
Balance from $.01-$49.99
0.05%
0.05%
Balance from $50.00-$999.99
0.05%
0.05%
Balance from $1,000.00-$49,999.99
0.10%
0.10%
Balance $50,000 and higher
0.10%
0.10%