Updated monthly or if rates change. Rates are subject to change at any time.
Rates effective as of 3/01/2021
HSA, Statement Savings, NOW, Money Market Accounts and the 18-month variable IRA all earn interest at a variable rate. The interest rate and annual percentage yield may change at any time at our discretion.
A penalty may be imposed for early withdrawal on CDs and IRAs.
Annual Percentage Yields are current as of posting.
CDs are also available as IRAs, with the exception of the 182-Day Certificate.
Fees could reduce the earnings on the account.
Account type | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield | |
Certificates of Deposit or IRAs | ||||
182-Day |
$500 |
0.15% |
0.15% |
|
1-Year |
$500 |
0.25% |
0.25% |
|
18-Month |
$500 |
0.35% |
0.35% |
|
18-Month Variable IRA |
$100 |
0.15% |
0.15% |
|
2-Year | $500 | 0.30% | 0.30% | |
3-Year | $500 | 0.30% | 0.30% | |
5-Year
| $500 | 0.45% | 0.45% | |
Money Market Accounts | $1,000 | |||
Balance from $.01-$24,999.99 | 0.05% | 0.05% | ||
Balance from $25,000.00-$99,999.99 | 0.10% | 0.10% | ||
Balance from $100,000.00-$249,999.99 | 0.25% | 0.25% | ||
Balance from $250,000.00-$499,999.99 | 0.30% | 0.30% | ||
Balance from $500,000.00-$999,999.99 | 0.35% | 0.35% | ||
Balance $1,000,000 and higher | 0.45% | 0.45% | ||
Health Savings Accounts |
||||
HSA checking |
$50 |
0.10% |
0.10% |
|
NOW Accounts | ||||
$0.01-499.99 | $50 | 0.00% | 0.00% | |
$500 and higher | $50 | 0.01% | 0.01% | |
Statement Savings | $5 | 0.08% | 0.08% | |
1-Year Certificate of Deposit | $100 |
0.25% |
0.25% |
|
Club Accounts | ||||
Christmas Club | $1 | 0.08% | 0.08% | |
Statement Savings | $50 | |||
Balance from $.01-$49.99 | 0.01% | 0.01% | ||
Balance from $50.00-$999.99 | 0.01% | 0.01% | ||
Balance from $1,000.00-$49,999.99 | 0.03% | 0.03% | ||
Balance $50,000 and higher | 0.03% | 0.03% |